Jan Dhan Yojana – Prime Minister Mr. Narendra Mosi Dream of providing Bank Account to every individual by end of Year 2018. There are many important features are inbuilt under this scheme which is officially known as the Pradhan Mantri Jan Dhan Yojana.
There are lot of features and big services are included under Jan Dhan Yojan where Rupay ATM card would be provided free of cost along with insurance cover of Rs 1,00,000 for each account holder. Although this plan has kept the minimum age for opening the account but don’t explain much about the maximum age or limitation of insurance coverage.
[button color=”red” size=”big” ]Key Features of Pradhan Mantri Jan Dhan Yojana[/button]
1. Approx One Crore accounts have been opened in record two day by all the banks operated in India
2. At least 7.5 crore households will get basic bank accounts by January 25, 2015, a day before Republic Day.
3. In the first phase, each household get an RuPay debit card for PoS .
4. After Satisfactory transaction in account for next six month, account holder would get Rs 5000 overdraft facility.
5. All the account holder under Jan Dhan Yojana would get Rs 1 lakh accidental insurance along with Rs 30,000 life insurance if opened before 26th January
6. Operation will be done through Banking Business correspondents or Cutomer Meeting Points.
There are few features which are planned for future as like Pension plans and subsidy credit for direct benefit.
WHAT DO YOU THINK ABOUT THIS NEW SCHEME ? WILL IT BE A SUCCESSFUL OR LIKE MANERGA ?
