Financial Planning

Personal Finance and Financial Planning Tips on your investments. Get the best articles on money saving.

What is Family Pensions?

What is Family Pensions? - On death of an employee who had opted for pension or an ex-employee who was in receipt of pension, his family becomes eligible for family pension. The rate of family pension for those who ceased to be in service on ...

How Does Commutation Calculated on Pension ?

How Does Commutation Calculated on Pension ? - A pensioner, if he so desires, can commute a maximum of 1/3 of basic pension at any time. However, in case the commutation is requested after one year of cessation of service, medical examination is ...

What is the Eligibility for Getting Pension?

 What is the Eligibility for Getting Pension? - Pension is the facilities provided by government to their employees. This is the most important part of retirement financial planning as the life of salaried depends on this component after service. ...

How to Calculate Gratuity on Retirement?

How to Calculate Gratuity on Retirement? - With effect from 24.05.2010 maximum amount of gratuity payable is increased to `10 lakhs under Gratuity Act and there is no ceiling under SBOSR/BPS. Amount of gratuity payable is calculated as below: Under ...

How To Encash Privilege Leave On Retirement ?

How To Encash Privilege Leave On Retirement ? - Privilege Leave is the facilities provided to their employees by any employer. There is the system for encashing the Privilege Leave with certain organization in monetary term as like in Banking ...

How To Calculate Your Gratuity ?

How To Calculate Your Gratuity ? - Gratuity is the salary component paid to the employees by the establishment which are fall under gratuity act. As per new gratuity law each and every employees who had worked for more than five years with an ...

How To Open eNPS Account Online ?

Open eNPS Account Online - Pension Fund Regulatory Development Authority (PFRDA) has introduced the online portal for opening or contributing the amount under existing or new NPS (New Pension Account). Under this new initiative Any Existing ...

PPF Must Know Factor before Investment

PPF Must Know Factor before Investment –Public Provident fund is judge as best investment option by investor of all categories. It is the best and secured way of wealth creation which can be done at minimum pain with practice of saving regularly and ...

How To Apply For PAN Card ?

PAN is Permanent Account Number issued by Income Tax department to Indian /foreign Citizen. It is like a photo identity card that carries ten digit alphanumeric numbers printed on it which is important to file Income Tax Returns (ITR). PAN is must ...

How To Check EPF (Employee Provident Fund) Balance Online ?

Employees' Provident Fund Organisation (EPFO) is an organisation came into existence in 1952, following the Employees' Provident Funds & Miscellaneous Provisions Act (EPF & MP Act), 1952. Under this rule all the workers whose emoluments ...

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